Georgia has one cost buyers in other states do not: the intangible recording tax on the new loan. This shows it alongside everything else.
The intangible recording tax is $1.50 for each $500 of the face amount of the note, capped at $25,000, and it is collected by the Clerk of Superior Court. It applies to the loan, not the price. This is NOT a mortgage recording tax; that is a New York tax and does not exist in Georgia.
An estimate, not advice. Joel will run your exact numbers on your own address.
Georgia charges $1.50 for each $500 of the face amount of a new note secured by real estate, capped at $25,000 on any single note. It is collected by the Clerk of Superior Court in the county where the property sits. Because it applies to the loan rather than the price, a larger down payment reduces it.
Not a robot estimate. A real read on your home and your block, reviewed by hand.