Why is Cumming lagging the foreclosure spike?

A verified foreclosure spike, or Cumming's position relative to it, isn't something this site can confirm without a sourced figure, so treat the premise cautiously. In general, areas with strong recent appreciation and continued job growth tend to see homeowners carry more equity, which can make selling a more realistic option than foreclosure when someone falls behind. That's a general pattern, not a Cumming-specific statistic this site is publishing. Forsyth County foreclosure filings are public record through the Clerk of Superior Court.