Who pays for title insurance in Alpharetta?

Title insurance costs in Alpharetta are typically negotiated in the purchase contract, and local custom often has the buyer paying for their own owner's policy while the seller covers the lender's policy tied to any payoff requirement. None of that is fixed by law, so the contract terms control in any specific deal. Ask your agent how it is customarily handled locally before you negotiate the point. Your closing attorney will itemize the exact charge on the settlement statement.