Who is allowed to give me gift money for a home?

Lenders generally allow gift money from family members, and depending on the loan program sometimes a close friend, domestic partner, or employer, though each program defines who qualifies differently. FHA and conventional loans are typically the most flexible about acceptable donor relationships, while some other programs restrict gifts to immediate family. The gift has to be documented as a true gift with no expectation of repayment, not a loan disguised as one. Joel Boss can point you to a lender who will confirm who qualifies for your loan program.