When will housing affordability recover?

Predicting exactly when affordability improves nationally or locally would mean inventing a forecast this site cannot responsibly make, since it depends on interest rates, wage growth, and housing supply all moving in ways no one can reliably time. What is more useful right now is understanding your own specific numbers, current rates, and available assistance programs, rather than waiting on a broad recovery that may or may not arrive on any particular schedule. Watching actual local listing and closing activity gives a more grounded read than a general prediction. Joel Boss can tell you what is actually happening in a specific North Metro Atlanta town right now.