North Metro Atlanta · Other
What is the VA funding fee?
The VA funding fee is a one-time federal charge added to most VA-backed home loans, meant to help offset the cost of the loan guarantee program for taxpayers rather than a state or local tax. It can be paid at closing or rolled into the loan balance, and the amount depends on down payment size, loan type and whether it's a first or later use of VA benefits. A VA-approved lender confirms the exact fee for a specific loan.
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