What is house-hacking and how does it help Cumming buyers?

House-hacking means buying a multi-unit property, living in one unit, and renting out the others so tenant income helps cover the mortgage, which can make homeownership reachable for a Cumming buyer who could not otherwise afford the full payment alone. It also lets a lender count a portion of that rental income toward qualifying, depending on the loan program. Joel Boss walks Cumming buyers through which properties actually support this strategy before they commit to one.