North Metro Atlanta · Finance
What is a mortgage point and what does it cost?
A mortgage point is an upfront fee paid to a lender at closing in exchange for a lower interest rate on the loan, with the cost set as a share of the loan amount that a lender quotes on a specific file rather than one fixed figure. Whether buying points makes sense depends on how long a buyer plans to keep the loan before selling or refinancing. Joel Boss connects buyers with a lender who can run that comparison against a specific rate quote.
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Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.