What is a climate risk score and where does it come from?

A climate risk score is a rating, usually generated by a private data company like First Street Foundation, that estimates a property's exposure to flooding, wildfire, heat, or wind based on modeling rather than a government inspection. Sites like Redfin and Realtor.com now display these scores directly on listings, pulling data from those same third-party providers rather than producing their own analysis. The scores are estimates built from broad environmental modeling, not a certified assessment of your property. Joel Boss can help you understand what a score means for insurance and resale on a North Metro Atlanta address.