What does owner's title insurance actually cover on an Acworth purchase, and can I shop it?

Owner's title insurance in Acworth covers legal costs and losses if a defect in the property's ownership history surfaces after you close, such as an unpaid lien, a forged deed or an heir no one accounted for. Buyers can shop for their own title company in Georgia rather than automatically using whichever one the other side proposes. Comparing at least one alternative quote can reveal a real difference in price for the same coverage. Ask your closing attorney which title company they recommend and why.