What does a cash buyer save at closing in Alpharetta?

A cash buyer in Alpharetta saves the intangible recording tax entirely, since that tax applies only to the note recorded against a financed mortgage and does not apply when no loan is involved. A cash buyer also avoids lender fees like an origination charge or underwriting fee that a financed purchase typically carries. The standard Georgia transfer tax still applies to a cash purchase the same as any other sale, since it is based on the sale price rather than financing. Joel Boss can itemize the specific closing costs that do and do not apply to a cash offer.