What credit score do I need to buy a house on Johns Creek or in Kennesaw in 2026?

Credit score requirements for a Johns Creek or Kennesaw purchase move with the specific mortgage program involved, and individual lenders commonly add their own overlays beyond whatever a program technically allows. There is no single number that applies to every buyer or every lender in either town. Joel Boss connects buyers with a lender who can confirm the current requirement for a specific loan program and credit file.