What can homeowners do about rising premiums?

Shopping your homeowners insurance policy with multiple carriers at renewal, rather than automatically renewing, is usually the most effective step against a rising premium, since pricing can vary meaningfully between insurers for the same coverage. Raising your deductible, bundling home and auto with one carrier, and addressing specific risk factors like an aging roof can also lower your rate. A licensed independent insurance agent can shop several carriers for you at once rather than you calling each one separately. Joel Boss can point you toward agents who work with North Metro Atlanta homeowners regularly.