Should my Sandy Springs buyer's agent ask for a seller concession to buy down my rate instead of a price cut?

A rate buydown concession can lower your monthly payment more meaningfully than an equivalent price reduction would, since the price cut shrinks the loan only slightly while a buydown applies directly to your interest rate for the loan term or an initial period. Whether it's the better ask in Sandy Springs depends on the seller's flexibility, current rates, and how the numbers compare side by side for your specific loan. Your buyer's agent can run both scenarios against your actual loan terms before you decide which to request.