Should my Johns Creek buyer's agent be checking the climate risk score and the actual insurance quote before I make an offer?

A Johns Creek buyer's agent should absolutely help you get a real homeowners insurance quote before you finalize an offer, since insurance costs and availability can shift a deal's true monthly cost significantly. Joel Boss connects buyers with insurance agents early in the process rather than waiting until after the offer is accepted. A specific quote for the actual property tells you far more than a generic risk score ever could.