Joel Boss1 Look Real Estate
North Metro Atlanta · Buying

Should I waive the mortgage contingency to win a bidding war?

Waiving a mortgage contingency removes a buyer's ability to walk away if financing falls through, which puts earnest money at real risk regardless of how competitive a bidding war gets. A stronger pre-approval or a larger down payment can make an offer more attractive without giving up that protection entirely. Joel Boss weighs those alternatives with buyers before recommending a full waiver.

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