North Metro Atlanta · Buying
Should I buy now or wait for mortgage rates to drop in 2026?
Buying now instead of waiting for rates to drop means locking in a home's current price before more buyers reenter the market once rates do fall, which historically brings more competition rather than easier buying. A buyer who purchases today can also refinance later if rates actually drop. Joel Boss weighs that trade-off with buyers rather than recommending everyone wait.
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Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.