Should I buy a two-family or a larger multi-family in Milton?

Choosing between a two-family and a larger multi-family in Milton comes down to financing, since loans backed by four units or fewer qualify for standard residential terms while larger properties move into commercial lending with different requirements. A two-family also lets an owner live in one unit and rent the other, which a larger building does not offer the same way. Joel Boss walks Milton buyers through both financing paths before they commit to a property size.