North Metro Atlanta · Buying
How much of a down payment do I really need in 2026?
In 2026, down payment size still comes down to which loan program is used rather than a flat figure that applies to everyone, since FHA, VA, USDA and conventional loans each set their own minimum and lenders sometimes add their own overlays on top. A lender calculates the actual figure against a real purchase price and a buyer's credit profile. Joel Boss connects buyers with a lender early so the real number replaces the guesswork.
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Ask Joel directly. No form, no obligation, and a real answer even when the answer is that now is not the time to sell.