How much can a seller contribute in concessions?

Concession limits depend on the buyer's loan program and lender, not on a fixed rule a seller sets independently, since FHA, VA and conventional loans each cap how much a seller can contribute toward a buyer's costs. The buyer's lender determines the actual ceiling for a given transaction. Joel Boss coordinates with the buyer's agent or lender to confirm the real limit before a seller agrees to a concession amount in negotiation.