How long does the mortgage process take for a Sandy Springs or Woodstock home?

Sandy Springs and Woodstock mortgages both move through the same basic stages: application, documentation, underwriting, appraisal and clear to close. How long each stage takes depends on the lender's current volume, how quickly you supply documents and whether the appraisal comes back on time. A clean file with a responsive borrower moves faster than one with self-employment income or a complicated title issue. Ask your lender for their current timeline before you set a closing date in the contract.