How do I find out if my home actually qualifies?

Confirming whether your home actually qualifies for a specific program means contacting the program administrator directly with your address, since eligibility usually depends on purchase price limits, property type, and sometimes income that only they can verify against current rules. A lender familiar with the program can often run a quick pre-qualification check before you commit time to a full application. Rules change enough from year to year that a program's own site is more reliable than a general description. Joel Boss can point you to the lenders and offices that confirm eligibility.