How can I protect myself from foreclosure in Milton?

Protecting yourself starts with contacting your loan servicer the moment you know a payment will be missed, since servicers generally have more options, forbearance, a modified payment plan or a repayment plan, before a loan goes delinquent than after. A HUD-approved housing counselor can walk through those options for free and help you understand your specific situation. If there's meaningful equity in the Milton home, selling before missing payments often protects more of that equity than waiting it out.