Do you have the deposit saved?

Having your earnest money and down payment saved before you start touring homes puts you in a stronger position to move quickly once you find the right one, rather than scrambling to gather funds after an offer is accepted. Earnest money in Georgia is typically a smaller amount held in escrow at contract signing, separate from the larger down payment due at closing. A lender can confirm exactly how much you will need for both once you know your target price range. Joel Boss can connect you with a lender who will map out these numbers with you directly.