Could a climate risk score hurt your home sale?

A high climate risk score attached to a listing can make some buyers hesitate, or push their lender to ask more questions about insurance availability, particularly around flood and wildfire risk shown on sites like Redfin or Realtor.com. The score itself does not change what the home is worth, but it can affect how long a listing sits or what buyers offer if it raises insurance concerns during loan approval. Addressing flood mitigation or providing your own recent insurance quote upfront can offset that hesitation. Joel Boss can tell you how buyers have reacted to climate scores on comparable listings.