Can I use gift money for a down payment in Canton?

Gift funds from a family member can go toward a down payment on a Canton purchase for most loan programs, though the lender will typically require a signed gift letter confirming the money does not need to be repaid. Some programs also limit how much of the down payment can come from a gift versus the buyer's own funds. Joel Boss connects Canton buyers with a lender who can confirm the documentation a specific loan program requires.