Can I afford to buy if my rent is already $3,200?

Affording to buy when a current rent payment is already substantial often comes down to comparing that monthly rent against a realistic mortgage payment on a target home, including principal, interest, taxes and insurance, rather than assuming rent and mortgage payments are directly comparable. A lender can run that comparison against actual current rates and a specific target price to see what is realistic. Joel Boss can help identify a price range where the numbers might work before that lender conversation happens.